Privacy Policy

Introduction

Welcome to https://defective-title-bond.dmv-california.com (hereinafter referred to as “Defective Title Bond,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, handling, and protection of data in accordance with various international privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
The General Data Protection Regulation (GDPR) of the European Union
Brazil’s Lei Geral de Proteção de Dados (LGPD)
California’s Consumer Privacy Act (CCPA) and its updated version, CPRA
Colorado’s Consumer Protection Act (CPA)
Utah’s Consumer Sales Practice Act (UCPA)
Connecticut’s Connecticut Transparency and Accountability in Data Practices Act (CTDPAA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including our website, mobile applications, online services, and products offered under the Defective Title Bond brand. It is important to be aware that this privacy statement does not extend to third-party platforms, applications, or services accessible through links on our site. These external entities have their own privacy policies, which govern how they collect and utilize your data.

Processing Activities

This policy covers various interactions you engage in with us:

Utilizing our applications and services as an authorized user.
Visiting websites linked to this Privacy Policy.
Receiving communications from Defective Title Bond, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect multiple types of personal information to provide and improve our services:

Account Information: Details related to your user account, such as usernames, passwords, and profile settings.
Payment Information: Data necessary for processing payments, including credit/debit card numbers, billing addresses, and payment history.
Financial Information: This includes transaction records, banking details, and other financial data required for service provision.
Purchase Information: Details about your purchases, order history, and product preferences.
Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
Location Data: Information about your geographical location when using our services.
Feedback: Any comments, reviews, or responses you provide to surveys and feedback forms.
Social Media Information: Details from social media platforms when you interact with us through these channels.
Product Information: Data related to products you view, purchase, or show interest in on our platform.

We obtain this data through direct user input, interactions with our services, and the use of automated technologies, such as cookies. Additionally, third parties may share personal data with us, adhering to their respective privacy policies.

Cookies

Defective Title Bond uses cookies to enhance your experience on our platform and for analytical purposes:

Strictly Necessary Cookies: These cookies are essential for the basic functionality of our website and services. They ensure secure log-in sessions, enable payment processing, and maintain your preferences.
Preference Cookies: Cookies that remember your settings and customize your experience, such as language preference and display settings.
Analytics Cookies: Used by our analytics providers to collect information about how visitors use our site, including pages visited, time spent on each page, and referral sources.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which non-essential cookies are set on their device.

Retention and Deletion

We retain personal data for as long as it is necessary for the purpose it was collected or as required by applicable laws. When data is no longer needed, we securely delete or anonymize it to prevent unauthorized access.

Security Measures

Defective Title Bond implements robust security measures to safeguard your personal information:

We utilize encryption for data at rest and in transit to protect sensitive details.
Our third-party processors adhere to strict security standards to ensure the safety of data they handle on our behalf.

Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children, and such data will be deleted if we become aware of its collection through our platform.

Your Rights

Depending on your location, you may have certain rights regarding your personal data:

Access: The right to request access to the personal data we hold about you.
Rectification: Correcting any inaccurate or incomplete information we possess.
Erasure/Right to be Forgotten: Asking us to delete or remove your data from our systems, subject to legal exceptions.
Restriction: Limiting our processing of your data in specific circumstances.
Portability: Receiving a copy of your personal data in a structured format for use with another controller.
Objection: Opposing the processing of your data for specific purposes.
Non-Discrimination: The right to be free from discrimination based on your exercise of privacy rights.
Appeals and Complaints: Filing appeals or complaints with our privacy team regarding our handling of your data.

For detailed information on how to exercise these rights, please contact our Data Protection Officer using the details provided below.

Changes to Policy

Defective Title Bond reserves the right to update this Privacy Policy at any time. Any modifications will be posted on this page, and we encourage you to review it periodically for changes.

Contact Information

For inquiries, unsubscribe requests, or if you have any data-related questions, please contact us:

Email: [email protected]
Postal Address: [Provide mailing address]

We value your trust in our privacy practices, and we are dedicated to ensuring a transparent and secure online experience.